Money
Over-Limit Credit Card Fees: Rights, Rules, and Remedies
Understand over-limit credit card fees, when they can be charged, how much they can cost, and what steps you can…
Read guide : Over-Limit Credit Card Fees: Rights, Rules, and Remedies
Everyday Law
Understanding CFPB-Filed Prepaid Card Agreements
Learn how prepaid card agreements filed with the CFPB work, what they include, and how to use them to compare…
Read guide : Understanding CFPB-Filed Prepaid Card Agreements
Everyday Law
Get Ready To Buy A Home: 9 Smart Steps For Confident Homebuying
Learn how to prepare your finances, compare mortgages, and shop with confidence before you buy a home.
Read guide : Get Ready To Buy A Home: 9 Smart Steps For Confident Homebuying
Everyday Law
Understanding the Initial Escrow Deposit
Learn what an initial escrow deposit is, how it differs from earnest money and down payment, and how it affects…
Read guide : Understanding the Initial Escrow Deposit
Everyday Law
CFPB Action Against GreenSky: What Consumers Need to Know
Learn why the CFPB took action against GreenSky over unauthorized point-of-sale loans, what relief was ordered, and how consumers can…
Read guide : CFPB Action Against GreenSky: What Consumers Need to Know
Money
Understanding Payday Loan Costs and Hidden Fees
Explore how payday loan fees, rollovers, APRs, and card charges work so you can see the true cost before you…
Read guide : Understanding Payday Loan Costs and Hidden Fees
Money
Stopping Junk Debt Lawsuits: Inside the CFPB’s Crackdown
Learn how the CFPB’s case against a debt collection law firm targets junk lawsuits, strengthens documentation rules, and protects consumers…
Read guide : Stopping Junk Debt Lawsuits: Inside the CFPB’s Crackdown
Worklife
Financial Survival Guide After an Unexpected Job Loss
Learn how to manage bills, benefits, debt, and savings after an unexpected job loss so you can stay afloat and…
Read guide : Financial Survival Guide After an Unexpected Job Loss
Everyday Law
Understanding Federal Rules for Gift Cards and Gift Certificates
Clear overview of federal protections for gift cards and prepaid cards, including fees, expirations, disclosures, and key exclusions.
Read guide : Understanding Federal Rules for Gift Cards and Gift Certificates
Money
Can You Pay Off a Loan Early Without Fees?
Learn when you can prepay a loan without penalty, how prepayment fees work, and key protections for many home mortgage…
Read guide : Can You Pay Off a Loan Early Without Fees?