Money
Understanding the CFPB Terms of Credit Card Plans Survey
Learn how the CFPB’s Terms of Credit Card Plans Survey tracks credit card costs, rates, and terms, and how you…
Read guide : Understanding the CFPB Terms of Credit Card Plans Survey
Worklife
Certifying Employment for Public Service Loan Forgiveness
Step-by-step guide to certifying your employment for Public Service Loan Forgiveness, including forms, timelines, and common mistakes.
Read guide : Certifying Employment for Public Service Loan Forgiveness
Everyday Law
CFPB Enforcement Case Against Encore Capital Group
Overview of the CFPB’s enforcement action against Encore, its allegations, settlement terms, and what it means for consumers in debt…
Read guide : CFPB Enforcement Case Against Encore Capital Group
Money
When Your Mortgage Is Sold: What Homeowners Need to Know
Learn what happens when your mortgage is sold or servicing is transferred, how your loan terms and rights are protected,…
Read guide : When Your Mortgage Is Sold: What Homeowners Need to Know
Money
Understanding Minimum Requirements for Mortgage Loan Originator Licenses
Learn the key federal baseline rules for state mortgage loan originator licensing, including eligibility, ethics, education, testing, and oversight.
Read guide : Understanding Minimum Requirements for Mortgage Loan Originator Licenses
Money
Understanding Credit Invisibility in America
Learn who the credit invisible are, why they are excluded from mainstream credit, and how consumers and communities can expand…
Read guide : Understanding Credit Invisibility in America
Everyday Law
CFPB Lawsuit Targets Acima’s High-Cost ‘Virtual Rent-to-Own’ Deals
Overview of the CFPB’s lawsuit against Acima and its founder over alleged illegal lending tactics, dark patterns, and harmful rent-to-own…
Read guide : CFPB Lawsuit Targets Acima’s High-Cost ‘Virtual Rent-to-Own’ Deals
Money
When Debt Collectors Claim You Still Owe: How to Respond
Step-by-step guide to disputing debt collection for debts you already paid or don’t recognize, including your key rights and sample…
Read guide : When Debt Collectors Claim You Still Owe: How to Respond
Everyday Law
CFPB Action Against Wise US: Lessons for Remittance Compliance
Overview of the CFPB enforcement action against Wise US Inc., alleged remittance violations, consumer redress, and key compliance lessons.
Read guide : CFPB Action Against Wise US: Lessons for Remittance Compliance
Money
Synchrony Bank Enforcement: Lessons for Credit Card Consumers
An in-depth look at the CFPB and DOJ action against Synchrony Bank, what went wrong, how consumers were repaid, and…
Read guide : Synchrony Bank Enforcement: Lessons for Credit Card Consumers