Money
When a Credit Card Charge Is Declined as Unauthorized
Understand why a store says a credit card charge is not authorized, what it means for your account, and steps…
Read guide : When a Credit Card Charge Is Declined as Unauthorized
Money
CFPB Crackdown on Flawed Background Checks and Credit File Disclosures
Explains CFPB guidance on inaccurate background checks and credit file disclosures, outlining new expectations for consumer reporting companies.
Read guide : CFPB Crackdown on Flawed Background Checks and Credit File Disclosures
Everyday Law
Smart Homebuying: How to Decide What You Can Really Afford
Learn how to set a realistic homebuying budget by evaluating income, debts, credit, savings, and the full cost of homeownership.
Read guide : Smart Homebuying: How to Decide What You Can Really Afford
Money
Understanding the National Credit Adjusters Debt Collection Case
Overview of federal action against National Credit Adjusters and Bradley Hochstein for unlawful debt collection practices and resulting penalties.
Read guide : Understanding the National Credit Adjusters Debt Collection Case
Money
A Practical Guide to Reducing Debt and Regaining Control
Step-by-step guide to organizing your debts, choosing a payoff plan, cutting costs, and building habits that keep you debt-free.
Read guide : A Practical Guide to Reducing Debt and Regaining Control
Everyday Law
Ocwen Mortgage Case: Lessons from a $2 Billion Settlement
Overview of the Ocwen mortgage servicing enforcement action, $2 billion relief for borrowers, and key consumer protection lessons.
Read guide : Ocwen Mortgage Case: Lessons from a $2 Billion Settlement
Money
Your Guide to Using an Economic Impact Payment Prepaid Card
Learn how Economic Impact Payment prepaid debit cards work, how to activate and use them, avoid fees, and protect your…
Read guide : Your Guide to Using an Economic Impact Payment Prepaid Card
Money
Understanding the Santander Ultimate Cash Back Credit Card
In-depth guide to the Santander Ultimate Cash Back Credit Card, including rewards, fees, interest, protections, and smart usage tips.
Read guide : Understanding the Santander Ultimate Cash Back Credit Card
Money
Understanding Regulation Z Rules on Credit Balances
Learn how Regulation Z requires creditors to treat credit balances, when refunds are due, and what “good faith” efforts mean…
Read guide : Understanding Regulation Z Rules on Credit Balances
Digital
Understanding MicroBilt and Your Alternative Credit Data
Discover how MicroBilt collects recurring bill data, creates alternative credit reports, and how you can request, dispute, or freeze your…
Read guide : Understanding MicroBilt and Your Alternative Credit Data