Money

Plain-English legal guides, explained clearly and kept up to date.

Dec 8, 2025 10 min read

Learn what federal student loan default means, the financial and legal consequences, and your options to get back on track.

Dec 8, 2025 10 min read

Discover the legal mechanisms payday lenders use to recover unpaid debts, including wage garnishment and bank account seizure, and your…

Dec 8, 2025 10 min read

Learn what Total Interest Percentage (TIP) on a mortgage is, how it is calculated, why it matters, and how to…

Dec 8, 2025 10 min read

Learn how the Citi Simplicity credit card’s 0% intro APR, no late fees and no annual fee work, and whether…

Dec 8, 2025 10 min read

A deep look at Portfolio Recovery Associates’ repeated illegal debt collection practices and the CFPB’s 2023 enforcement action requiring $24…

Dec 8, 2025 9 min read

Learn how to close a bank or credit union account, what banks can require, and how to avoid fees, delays,…

Dec 8, 2025 9 min read

Learn how long it takes to correct credit report errors, what the law requires, and steps you can take to…

Dec 8, 2025 9 min read

Learn what to do if you can’t make your car payments, from talking to your lender early to understanding repossession…

Dec 8, 2025 10 min read

Find out what to do when money is missing or an unauthorized transaction hits your bank account, and how to…

Dec 8, 2025 10 min read

Learn what happens to a reverse-mortgaged home after death, and how heirs can keep, sell, or surrender the property while…