Everyday Law

Plain-English legal guides, explained clearly and kept up to date.

Dec 8, 2025 10 min read

Learn what demand drafts and telephone checks are, how they work, common risks, and how to safeguard your bank account…

Dec 8, 2025 10 min read

Learn how to prepare, shop, compare mortgages, and close safely on a home you can truly afford.

Dec 8, 2025 10 min read

Overview of the CFPB’s $24M action against Portfolio Recovery Associates for illegal debt collection and credit reporting violations.

Dec 8, 2025 9 min read

Learn what personal installment loans are, how they work, when to use them, and how to avoid high-cost credit traps.

Dec 8, 2025 11 min read

Learn what extended warranties and vehicle service contracts are, how they differ from auto warranties, and how to decide if…

Dec 8, 2025 10 min read

Learn how to verify collection debts, plan affordable settlement offers, and negotiate safe written agreements with debt collectors.

Dec 8, 2025 9 min read

An in-depth look at how the CFPB’s newsroom explains enforcement, rulemaking, data, and consumer protections in clear public-facing language.

Dec 8, 2025 10 min read

A clear guide to second mortgages and junior liens, including how they work, types, pros and cons, and key considerations…

Dec 8, 2025 10 min read

Learn how to find a qualified attorney in your state using bar associations, legal aid, referrals, and online tools.

Dec 8, 2025 10 min read

Clear steps renters can take when facing eviction, including talking to your landlord, finding legal help, and seeking rental assistance.