Everyday Law

Plain-English legal guides, explained clearly and kept up to date.

Dec 8, 2025 9 min read

Learn how to organize your student loans, lower payments, avoid default, and choose a repayment strategy that fits your life.

Dec 8, 2025 10 min read

Explore what the CFPB’s action against Santander Consumer USA means for auto loan borrowers, collections practices, and future enforcement.

Dec 8, 2025 10 min read

A practical guide to the CFPB Consumer Complaint Database, showing how to submit, analyze, and use complaint data to protect…

Dec 8, 2025 10 min read

An in-depth guide to the Advance Financial petition, CFPB regulation of payday, vehicle title, and high-cost installment loans, and what…

Dec 8, 2025 11 min read

Discover how negative amortization can increase your mortgage balance over time and the risks it creates for homeowners.

Dec 8, 2025 10 min read

A clear breakdown of why the CFPB ordered Wells Fargo to pay $3.7 billion, what consumers are owed, and what…

Dec 8, 2025 10 min read

Learn about the timeline for negative information on tenant screening reports, federal regulations limiting reporting periods, and your rights to…

Dec 8, 2025 11 min read

A practical guide to Experian consumer reports: what they include, how to request them, how they are used, and how…

Dec 8, 2025 10 min read

Learn how Equifax reports work, what’s in them, and how to request, read, dispute, and protect your credit information.

Dec 8, 2025 10 min read

Understand who qualifies for the Homeowner Assistance Fund, what it covers, and how to apply for help with housing costs.